Lumos / DashboardDEVELOPMENT PREVIEW
01 / THE BIG PICTURE
See where you stand.
Spending, income and cash flow, brought into one view.
- Spending patterns
- Cash flow
- Monthly trends
WHY I’M BUILDING LUMOS · A NOTE FROM THE FOUNDER
Brandon Hans Ebrecht · Founder of Lumos
Budgeting has never
come naturally to me.
I know what it’s like to choose something I want today over something better I could save for. To keep putting off a vacation because there never seems to be enough set aside. To discover that a subscription I’d forgotten about is still quietly taking money out of my account.
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I wanted a clearer view of my money—and a budgeting app built around life in Canada. One designed with Canadian banking, e-transfers, and the way we move money in mind from the beginning.
For me, a budget should answer a few straightforward questions: What’s coming in? Where is it going? What could I change to make room for something that matters?
That becomes more complicated when you share a home. I live in a household with several family members, and I handle much of the budgeting. Between the mortgage, bills, groceries, and everyone’s contributions, keeping track can feel like a second job. Finding a balance between shared responsibilities and personal freedom takes work.
That experience shapes what I want Lumos to become: a way to understand your finances with more clarity and less stress. A place to spot forgotten expenses, make realistic plans, and see progress toward the things that always seem just out of reach.
Lumos is still growing, and I’m building it for myself as much as for anyone else. My hope is that sharing it helps other Canadians feel more confident about their money—and gives us all a little more room to think about tomorrow.